Does anyone know what a Business Identifier Code, or BIC, actually is? I’ve seen it mentioned a lot in banking transactions.
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Yeah, BIC stands for Business Identifier Code https://corefy.com/glossary/business-identifier-code . It’s also known as a SWIFT code. Basically, it’s a unique code used to identify banks or financial institutions globally. If you're making an international transfer, you’ll need the BIC to ensure the money goes to the correct bank.
It’s like a bank’s digital address. The code itself is usually a mix of letters and numbers, typically 8 or 11 characters long. The first four identify the bank, the next two are the country, and the rest represent the location or branch.